September 18, 2019

In my last installment I started getting into the details of investment vehicles with a focus on stocks. With this installment the focus shifts to bonds and the fixed income category. When constructing a portfolio it is best to have a mix of different asset classes including bonds so it is important to understand what value they provide to your overall in...

June 27, 2019

So why would someone want to buy stocks? Well, the simple reason is that stocks historically offer a very good return on your investment. Now, when I am referring to ‘stocks’ that means in terms of the market like I discussed last installment. Since 1926 the S&P 500 has averaged roughly a 10% annual return. This is a higher annual return than almost any o...

June 10, 2019

In this latest installment of my Financial Planning 101 series I am moving onto the topic of investing. The last installment found here wrapped up my coverage

May 28, 2019

I apologize for the long delay between installments but sometimes life gets in the way and I have been distracted with a few things recently, namely trying to train a new puppy that we picked up in April. That said, I am back with the final installment related to Insurance, this time dealing with Disability Insurance. Maybe not the sexiest topic in the wo...

February 25, 2019

Helping you better understand your auto insurance policy.

November 19, 2018

Following up on the previous blog post which discussed the various types of Life Insurance we now switch our focus to the question of how much life insurance do people really need?

Fortunately, I have found that most people I have encountered have some sort of life insurance coverage. That being said, unfortunately I also find that a high percentage of peo...

October 9, 2018

In my previous article found here I explored the reasons why you need a financial planner.  Now let’s explore some of the reasons commonly cited why you don’t need one and explore their validity.

1.      Financial Advisors are expensive

It is true that depending on the fee structure your advisor has setup it can get quite expensive. The...

September 18, 2018

Do You Need a Financial Planner?

I am taking a small break from my Financial Planning 101 series to delve into some topics related to the business of the financial planning industry. There are a large number of articles published on this very topic and a few recently that can be found here and here discussing the reasons why you don’t need one.

Now, one of...

September 4, 2018

Welcome to 7th Street Financials series of original content on financial planning.  The goal of this series will be to help educate you on a wide number of topics related to your financial wellbeing. Today I continue with a deeper dive into the base of the financial pyramid, specifically debt management.

Debt is something that almost all of us live with wh...

July 17, 2018

Welcome to 7th Street Financials series of original content on financial planning.  The goal of this series will be to help educate you on a wide number of topics related to your financial wellbeing. At this point I don’t know how many installments there will be but my hope is to publish a new article each week for roughly a year but we’ll see what level...

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