September 18, 2019

In my last installment I started getting into the details of investment vehicles with a focus on stocks. With this installment the focus shifts to bonds and the fixed income category. When constructing a portfolio it is best to have a mix of different asset classes including bonds so it is important to understand what value they provide to your overall in...

June 27, 2019

So why would someone want to buy stocks? Well, the simple reason is that stocks historically offer a very good return on your investment. Now, when I am referring to ‘stocks’ that means in terms of the market like I discussed last installment. Since 1926 the S&P 500 has averaged roughly a 10% annual return. This is a higher annual return than almost any o...

June 10, 2019

In this latest installment of my Financial Planning 101 series I am moving onto the topic of investing. The last installment found here wrapped up my coverage

May 28, 2019

I apologize for the long delay between installments but sometimes life gets in the way and I have been distracted with a few things recently, namely trying to train a new puppy that we picked up in April. That said, I am back with the final installment related to Insurance, this time dealing with Disability Insurance. Maybe not the sexiest topic in the wo...

March 25, 2019

So far in the Financial Planning 101 series I have discussed multiple types of insurance coverages you can get to cover your things and your family. In this installment I will cover a type of insurance coverage that you may have heard about and hopefully you have but in many cases people either don’t have it or certainly don’t have enough and that is pers...

February 25, 2019

Helping you better understand your auto insurance policy.

January 8, 2019

The new year is underway, the kids are back in school and my beloved Alabama Crimson Tide's football season has come to a very disappointing finish. With that it is time to fully focus now on the things we can do to improve in 2019. As a financial planner I will focus just on financially related items. I need to lose 10 pounds like most people, ok, closer...

December 12, 2018

Welcome to the latest entry in the Financial Planning 101 series. The last several blogs have focused on life insurance and now the focus will shift to home owners insurance. When purchasing a house most people just get issued a policy and make sure the amounts are sufficient to cover the cost of the house and their personal possessions. The truth is ther...

November 19, 2018

Following up on the previous blog post which discussed the various types of Life Insurance we now switch our focus to the question of how much life insurance do people really need?

Fortunately, I have found that most people I have encountered have some sort of life insurance coverage. That being said, unfortunately I also find that a high percentage of peo...

October 29, 2018

After a short hiatus exploring the pros and cons for having a financial advisor I am back to the Financial Planning 101 series. After completing the segment on financial fundamentals the focus will now shift to insurance and risk management. This post will specifically focus on trying to explain the different types of life insurance policies and their key...

Please reload

© 2019 by 7th Street Financial

Proudly created with

  • Facebook Social Icon
  • Twitter Social Icon
  • LinkedIn Social Icon

7th St. Financial Inc. (“7th St. Financial”) is a registered investment adviser offering advisory services in the State of Minnesota and in other jurisdictions where exempted.  Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by 7th St. Financial in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption.


All written content on this site is for information purposes only. Opinions expressed herein are solely those of 7th St. Financial, unless otherwise specifically cited.  Material presented is believed to be from reliable sources and no representations are made by our firm as to another parties’ informational accuracy or completeness.  All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.


All investing involves risk, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful.